E ȯ ΰ Ȯϴٴ ̾߱Ⱑ Ȯ ȯִ Ŀ ߽ϴ.
*ֺ Ŀ ϱ淡 ʰ ׳ Ŀ ΰ ϰ
*Ӿ E ϰ Ŀϱ ѰŰƿ.
*Ÿ ϴ ֺ ε Ŀ հ߽ϴ.
E ߴµ հ߽ϴ. Ŀ Ÿ Ե ֽô´ հ߽ϴ.
*Ƽ E ֺ ϴºе Ŀ ƿԴ
*忡 , , Ŀ! ϴ Ŀ ƿ!
*ȣ[] Ŀ ǰ ҹԴϴ. Ȱ ֽϱ? ΰ谡 ǽɵ˴ϴ. ʹ մϴ. ̤
*E ! Ŀ հ^^v
*ȯԴϴ. Ŀ Ե ִ ǥ, Ǿϴ.
*ʹƮ Ŀ Ǿ ־ Ŀ ! 3ָ 1հ!
հݻ *Ŀ ϶´ ϸ Ⱑ ưڴٴ ϴ. Ŀ! Դϴ.
Ÿ հ ٵո Ŀ հϴ~!
*Ե ʹմϴ! ߹ ̻ 迡 մϱ!! մϴ!
5 հ Ͽ Ƶ ٷ ϴ. հ߽ϴ! Ŀ մϴ.
*ǰ ! Ұ е Ƽ, Űܴٴ ʿ䰡 ϴ.
2tae****ƴ Ƿ ִ ºθ ! հ Ŀ.
Iror****Ŀ!! Խϴ. Ŀ 鼭 ϴ.
*Ŀ 3ָ 1 հ߾! ǰ ʾƿ. οԵ Ŀ ΰ õҲ
*
а 8ȸ ǰ 26
߰ εа * 2023.10.23 |
|
ȳϼ Űı ̹ ǰ翡 26 ǵ帳ϴ. 7 ÿ LTV 60% DTI50% ݾ ؾߵǴ° , LTV 4.2̰, DTI ҵ7õ 50%̹Ƿ 35鸸 ִε, 0.08 ϸ DTI Ⱑɱݾ 43750 Դϴ. ϰ ִ DTI 3500 ȵǰ, LTV 4.2£ 3360 ϴ° ƴ? ,3360-1500=1860, 1860/0.08=23250 ִ ߰ Ⱑɱݾ, ־ ݾ ִݾ ؾ Ǵ° ƴ? |
ູϽʽÿ~
< 亯 Ʒ ʿ ϰ ǥϿ ߰ 帳ϴ>
㺸 Ѻäȯ α θ ϶ ,,
ѵ ھ ϶ Դϴ.
㺸 ѵ 4.2̹Ƿ, Ǿ ڰɾ 4.2 ϴ.
<ϽŴ... 㺸 شϴ ڱݾ Ͻô ƴմϴ. ڱݿ ϸ ű ݻȯ ˴ϴ>
<㺸 Ѻäȯ ϼž Դϴ.>
Ѻäȯ 50% شϴ ڰ 3,500Դϴ.
ǿ ô㺸 ȯ 1,500 õǾ ֽϴ.
, ô㺸 1,500 Ͽ ȯؾ ѿ 3,500 ٴ Դϴ.
Ѻäȯ ڰ 3,500 - ô㺸 1,500 = 2,000 ˴ϴ.
, Ѻäȯ ؿ ھ,,,,, 2,000 / 0.08 Ͽ 2.5 ˴ϴ.
㺸 ѵ 4.2 Ƿ, ô㺸 ڰɾ 2.5 ˴ϴ.
ش 19ȸ ߰ 迡 Դϴ.
ٸ ؼ ƴϵ˴ϴ.
ش ǰ ؼ ذؾ մϴ.
̹ ̿ 7~8 ܿ , 100, ǰ翡 н ٰ ֽϴ.
ǿ  Ѻäȯ ڰɾ... 㺸 ݾ Ŭ ֽϴ.
(Բ ĵνð ñ ٶϴ)
帰 ó, Ѻäȯ 50%(= 3,500)̱~  ô㺸 1,500 ֽϴ.
̷ ô㺸 ݻȯ 1,500 Ͽ ȯؾ ѿ 3,500 ٴ Դϴ.
ڰ 3,500 - ô㺸 1,500.... ݾ 2,000Դϴ.
, Ѻäȯ ڰɾ 2,500 0.08...Ͽ 2 5õԴϴ.
Ƶ̱ ø, ̹Ƿ ش ð ٸ нϽñ ٶϴ.
Ͻþ ñ ٶϴ.
մϴ.
ȣ | ۼ | ȸ | |||
---|---|---|---|---|---|
65580 | εù | 帳ϴ. | * | 2023-10-30 | 1056 |
մϴ | 2023-10-31 | 1056 | |||
65579 | εа | Ű ູϽʼ մϴ! | * | 2023-10-30 | 1048 |
ϴ. Ŀ Բ Ͻ Դϴ. | Ű | 2023-11-01 | 1048 | ||
65578 | ε꼼 | 34ȸ ߰ | * | 2023-10-30 | 1175 |
亯 帳ϴ~.^^. | 2023-10-31 | 1175 | |||
65577 | ε | Ф34ȸ ߰ | * | 2023-10-30 | 1116 |
ȳϼ? Դϴ. | 2023-11-01 | 1116 | |||
65576 | εа | 帳ϴ! | * | 2023-10-30 | 1050 |
ο ݷ 帳ϴ. | Ű | 2023-11-01 | 1050 | ||
65575 | ü | ⺻ 265P 7 ? | * | 2023-10-30 | 1321 |
2023-10-31 | 1321 | ||||
65574 | εù | ȳϼ ̹ ùؼ. | * | 2023-10-30 | 1148 |
2023-10-31 | 1148 | ||||
65573 | ε | մϴ | * | 2023-10-30 | 1124 |
ȳϼ? Դϴ. | 2023-11-01 | 1124 | |||
65572 | εù | 鱳 մϴ!! | * | 2023-10-30 | 1192 |
̽ϴ | 2023-10-31 | 1192 | |||
65571 | εа | ȳϼ:) | * | 2023-10-30 | 960 |
ϴ. Ŀ ԲϽ Դϴ. | Ű | 2023-11-01 | 960 |